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Compare Cover Levels

Alpha Travel Insurance products have been designed with one goal in mind - to provide you, the traveller with the protection you need for your trip, at an affordable premium, in a straightforward and easy to understand manner. This is why all Alpha Travel Insurance policies provide you with the same levels of cover.

We have developed the comparison tables below to best illustrate the variety of policies that we offer.

Rather than reduce cover to provide lower premiums, we calculate your premium based on the level of excess that you choose, £250, £150, £100, £60, £50 or £0. Our policies are named appropriately Alpha 250, Alpha 150, Alpha 100, Alpha 60, Alpha 50 and Alpha Zero. In essence, the more you pay up front, the less you'll pay in the event of a claim, and vice versa.

Please select the policy type in the tabs below then use the left and right scroll arrows (or just swipe across if you're on a mobile device) to view all policy excess options.

 

Single Trip

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Cover Available Alpha Zero Alpha 50 Alpha 60 Alpha 100

Policy excess

£0 £50 £60 £100

If you are unable to go on your trip

£2,000 £2,000 £2,000 £2,000

If your departure is delayed by 12 hours or more

£20 per 12 hours up to £160 £20 per 12 hours up to £160 £20 per 12 hours up to £160 £20 per 12 hours up to £160

If you choose to cancel after a 24 hour delay

£2,000 £2,000 £2,000 £2,000

Missed outbound or homeward departure

£500 £500 £500 £500

If you need emergency medical attention

£10 million £10 million £10 million £10 million

Public hospital inconvenience benefit

£25 per 24 hours up to £1,000 £25 per 24 hours up to £1,000 £25 per 24 hours up to £1,000 £25 per 24 hours up to £1,000

Emergency dental treatment

£100 £100 £100 £100

If you have to come home early

£2,000 £2,000 £2,000 £2,000

If your possessions are lost, stolen or damaged

£1,500 £1,500 £1,500 £1,500

Clothes and footwear

£1,000 £1,000 £1,000 £1,000

Cosmetics and toiletries

£200 £200 £200 £200

Luggage

£200 £200 £200 £200

Electrical items

£200 £200 £200 £200

Jewellery and watches

£200 £200 £200 £200

Eyewear

£200 £200 £200 £200

If your possessions are delayed by 12 hours or more

£150 £150 £150 £150

If your cash is lost or stolen

£300 £300 £300 £300

If your passport is lost or stolen

£250 £250 £250 £250

Personal liability

£2 million £2 million £2 million £2 million

Accidental death benefit

£15,000 £15,000 £15,000 £15,000

Permanent loss of sight or use of limb

£15,000 £15,000 £15,000 £15,000

Permanent total disablement

£15,000 £15,000 £15,000 £15,000

If you need legal advice

£10,000 £10,000 £10,000 £10,000

Gadget Insurance Extension

£1,000 (optional) £1,000 (optional) £1,000 (optional) £1,000 (optional)

Financial Failure and Force Majeure

£3,000 (optional) £3,000 (optional) £3,000 (optional) £3,000 (optional)
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Multi Trip

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Cover Available Alpha Zero Alpha 50 Alpha 60 Alpha 100

Policy excess

£0 £50 £60 £100

If you are unable to go on your trip

£2,000 £2,000 £2,000 £2,000

If your departure is delayed by 12 hours or more

£20 per 12 hours up to £160 £20 per 12 hours up to £160 £20 per 12 hours up to £160 £20 per 12 hours up to £160

If you choose to cancel after a 24 hour delay

£2,000 £2,000 £2,000 £2,000

Missed outbound or homeward departure

£500 £500 £500 £500

If you need emergency medical attention

£10 million £10 million £10 million £10 million

Public hospital inconvenience benefit

£25 per 24 hours up to £1,000 £25 per 24 hours up to £1,000 £25 per 24 hours up to £1,000 £25 per 24 hours up to £1,000

Emergency dental treatment

£100 £100 £100 £100

If you have to come home early

£2,000 £2,000 £2,000 £2,000

If your possessions are lost, stolen or damaged

£1,500 £1,500 £1,500 £1,500

Clothes and footwear

£1,000 £1,000 £1,000 £1,000

Cosmetics and toiletries

£200 £200 £200 £200

Luggage

£200 £200 £200 £200

Electrical items

£200 £200 £200 £200

Jewellery and watches

£200 £200 £200 £200

Eyewear

£200 £200 £200 £200

If your possessions are delayed by 12 hours or more

£150 £150 £150 £150

If your cash is lost or stolen

£300 £300 £300 £300

If your passport is lost or stolen

£250 £250 £250 £250

Personal liability

£2 million £2 million £2 million £2 million

Accidental death benefit

£15,000 £15,000 £15,000 £15,000

Permanent loss of sight or use of limb

£15,000 £15,000 £15,000 £15,000

Permanent total disablement

£15,000 £15,000 £15,000 £15,000

If you need legal advice

£10,000 £10,000 £10,000 £10,000

Gadget Insurance Extension

£1,000 (optional) £1,000 (optional) £1,000 (optional) £1,000 (optional)

Financial Failure and Force Majeure

£3,000 (optional) £3,000 (optional) £3,000 (optional) £3,000 (optional)
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Longstay

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Cover Available Alpha Zero Alpha 50 Alpha 60 Alpha 100

Policy excess

£0 £50 £60 £100

If you are unable to go on your trip

£2,000 £2,000 £2,000 £2,000

If you choose to cancel after a 24 hour delay

£2,000 £2,000 £2,000 £2,000

If you need emergency medical attention

£10 million £10 million £10 million £10 million

Emergency dental treatment

£100 £100 £100 £100

If you have to come home early

£2,000 £2,000 £2,000 £2,000

If your possessions are lost, stolen or damaged

£1,500 £1,500 £1,500 £1,500

If your passport is lost or stolen

£250 £250 £250 £250

Clothes and footwear

£1,000 £1,000 £1,000 £1,000

Cosmetics and toiletries

£100 £100 £100 £100

Luggage

£250 £250 £250 £250

Electrical Items

£200 £200 £200 £200

Accidental death benefit

£10,000 £10,000 £10,000 £10,000

Permanent loss of sight or limb

£10,000 £10,000 £10,000 £10,000

Permanent total disablement

£10,000 £10,000 £10,000 £10,000

Eyewear

£100 £100 £100 £100

Personal liability

£1 million £1 million £1 million £1 million

If you need legal advice

£10,000 £10,000 £10,000 £10,000

Gadget Insurance Extension

£1,000 (optional) £1,000 (optional) £1,000 (optional) £1,000 (optional)

Financial Failure and Force Majeure

£3,000 (optional) £3,000 (optional) £3,000 (optional) £3,000 (optional)
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Wintersports

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Cover Available Alpha Zero Alpha 50 Alpha 60 Alpha 100

Policy excess

£0 £50 £60 £100

If you are unable to go on your trip

£2,000 £2,000 £2,000 £2,000

If your departure is delayed by 12 hours or more

£20 per 12 hours up to £160 £20 per 12 hours up to £160 £20 per 12 hours up to £160 £20 per 12 hours up to £160

If you choose to cancel after a 24 hour delay

£2,000 £2,000 £2,000 £2,000

Missed outbound or homeward departure

£500 £500 £500 £500

If you need emergency medical attention

£10 million £10 million £10 million £10 million

Public hospital inconvenience benefit

£25 per 24 hours up to £1,000 £25 per 24 hours up to £1,000 £25 per 24 hours up to £1,000 £25 per 24 hours up to £1,000

Emergency dental treatment

£100 £100 £100 £100

If you have to come home early

£2,000 £2,000 £2,000 £2,000

If your possessions are lost, stolen or damaged

£1,500 £1,500 £1,500 £1,500

Clothes and footwear

£1,000 £1,000 £1,000 £1,000

Cosmetics and toiletries

£200 £200 £200 £200

Luggage

£200 £200 £200 £200

Electrical items

£200 £200 £200 £200

Jewellery and watches

£200 £200 £200 £200

Eyewear

£200 £200 £200 £200

If your possessions are delayed by 12 hours or more

£150 £150 £150 £150

If your cash is lost or stolen

£300 £300 £300 £300

If your passport is lost or stolen

£250 £250 £250 £250

Personal liability

£2 million £2 million £2 million £2 million

Accidental death benefit

£15,000 £15,000 £15,000 £15,000

Permanent loss of sight or use of limb

£15,000 £15,000 £15,000 £15,000

Permanent total disablement

£15,000 £15,000 £15,000 £15,000

If you need legal advice

£10,000 £10,000 £10,000 £10,000

If you are unable to use your pre-paid ski pack

£25 per 24 hours up to £200 £25 per 24 hours up to £200 £25 per 24 hours up to £200 £25 per 24 hours up to £200

If your wintersports equipment is lost, stolen or damaged

£500 £500 £500 £500

If your wintersports equipment is delayed by 12 hours

£500 £500 £500 £500

If you need to hire wintersports equipment if yours is damaged whilst in use

£500 £500 £500 £500

If your hired wintersports equipment is lost, damaged or stolen

£250 £250 £250 £250

If your ski lift pass is lost or stolen

£50 £50 £50 £50

If an avalanche occurs

£150 £150 £150 £150

If there is no snow

£200 £200 £200 £200

Gadget Insurance Extension

£1,000 (optional) £1,000 (optional) £1,000 (optional) £1,000 (optional)

Financial Failure and Force Majeure

£3,000 (optional) £3,000 (optional) £3,000 (optional) £3,000 (optional)
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