What Countries Are Covered By Our Policies?
If you're jetting off anywhere, you'll need to ensure that your policy covers the right geographical category. The table below shows all of the countries and which destination category they're covered under, so it's super easy to check you've selected the correct one!
The categories are:
United Kingdom,
Europe excluding Spain,
Europe including Spain,
Australasia, (For travel to Australia and New Zealand only)
Worldwide excluding USA Caribbean and Canada, (This is the second highest level of cover)
Worldwide including USA Caribbean and Canada. (This is the highest level of cover and allows you to travel to all of the countries)
If your countries fall into different categories: You will need to choose the category that covers them all. For example, if you are travelling to Spain and Kenya, you will need to choose 'Worldwide excluding USA' as this is the category that has a 'yes' for both destinations.
Please Note: We do not insure trips to countries against the advice of the FCO. You can find their full list of up-to-date directives here.
If you are travelling to a country that is against the FCO advice, then check out our high-risk partner here.
Country List
Country | UK | Europe | Australia & New Zealand | Worldwide exc USA, Caribbean and Canada | Worldwide inc USA, Caribbean and Canada |
Abu Dhabi | | | | Yes | Yes |
Alaska | | | | | Yes |
Albania | | Yes | Yes | Yes | Yes |
Algeria | | Yes | Yes | Yes | Yes |
Andorra | | Yes | Yes | Yes | Yes |
Angola | | | | Yes | Yes |
Anguilla | | | | | Yes |
Antarctic | | | | | Yes |
Antigua | | | | | Yes |
Argentina | | | | Yes | Yes |
Armenia | | Yes | Yes | Yes | Yes |
Aruba | | | | | Yes |
Ascension Island | | | | Yes | Yes |
Australia | | | Yes | Yes | Yes |
Austria | | Yes | Yes | Yes | Yes |
Azerbaijan | | Yes | Yes | Yes | Yes |
Azores | | Yes | Yes | Yes | Yes |
Bahamas | | | | | Yes |
Bahrain | | | | Yes | Yes |
Balearics | | Yes | Yes | Yes | Yes |
Bali | | | | Yes | Yes |
Bangladesh | | | | Yes | Yes |
Barbados | | | | | Yes |
Belarus | | Yes | Yes | Yes | Yes |
Belgium | | Yes | Yes | Yes | Yes |
Belize | | | | Yes | Yes |
Benin | | | | Yes | Yes |
Bermuda | | | | | Yes |
Bhutan | | | | Yes | Yes |
Bolivia | | | | Yes | Yes |
Bonaire (Antilles) | | | | | Yes |
Borneo | | | | Yes | Yes |
Bosnia-Herzegovina | | Yes | Yes | Yes | Yes |
Botswana | | | | Yes | Yes |
Brazil | | | | Yes | Yes |
British Antartic Territory | | | | Yes | Yes |
British Indian Ocean Territory | | | | Yes | Yes |
British Virgin Isles | | | | | Yes |
Brunei Darussalam | | | | Yes | Yes |
Bulgaria | | Yes | Yes | Yes | Yes |
Burma | | | | Yes | Yes |
Cambodia | | | | Yes | Yes |
Cameroon | | | | Yes | Yes |
Canada | | | | | Yes |
Canary Island | | Yes | Yes | Yes | Yes |
Cape Verde | | | | Yes | Yes |
Cayman Islands | | | | | Yes |
Chile | | | | Yes | Yes |
China | | | | Yes | Yes |
Colombia | | | | Yes | Yes |
Comoro Islands | | | | | Yes |
Congo | | | | Yes | Yes |
Cook Islands | | | Yes | Yes | Yes |
Corfu | | Yes | Yes | Yes | Yes |
Corsica | | Yes | Yes | Yes | Yes |
Costa Rica | | | | Yes | Yes |
Cote D'Lvoire | | | | Yes | Yes |
Crete | | Yes | Yes | Yes | Yes |
Croatia | | Yes | Yes | Yes | Yes |
Cuba | | | | | Yes |
Curacao | | | | | Yes |
Cyprus | | Yes | Yes | Yes | Yes |
Czech Republic | | Yes | Yes | Yes | Yes |
Democratic Republic of Congo | | | | Yes | Yes |
Denmark | | Yes | Yes | Yes | Yes |
Djibouti | | | | | Yes |
Dominica | | | | | Yes |
Dominican Republic | | | | | Yes |
Ecuador | | | | Yes | Yes |
Egypt | | Yes | Yes | Yes | Yes |
Eire | | Yes | Yes | Yes | Yes |
El Salvador | | | | Yes | Yes |
Equatorial Guinea | | | | Yes | Yes |
Eritrea | | | | Yes | Yes |
Estonia | | Yes | Yes | Yes | Yes |
Ethiopia | | | | Yes | Yes |
Falkland Islands | | | | Yes | Yes |
Faroe Islands | | Yes | Yes | Yes | Yes |
Fiji | | | | Yes | Yes |
Finland | | Yes | Yes | Yes | Yes |
France | | Yes | Yes | Yes | Yes |
French Guiana | | | | Yes | Yes |
French Polynesia | | | | Yes | Yes |
Gabon | | | | Yes | Yes |
Galapagos Islands | | | | Yes | Yes |
Gambia | | | | Yes | Yes |
Georgia | | Yes | Yes | Yes | Yes |
Germany | | Yes | Yes | Yes | Yes |
Ghana | | | | Yes | Yes |
Gibraltar | | Yes | Yes | Yes | Yes |
Greece | | Yes | Yes | Yes | Yes |
Greenland | | | | Yes | Yes |
Grenada | | | | | Yes |
Guadeloupe | | | | | Yes |
Guam | | | | Yes | Yes |
Guatemala | | | | Yes | Yes |
Guernsey | | Yes | Yes | Yes | Yes |
Guinea | | | | Yes | Yes |
Guinea-Bissau | | | | Yes | Yes |
Guyana | | | | Yes | Yes |
Haiti | | | | | Yes |
Holland | | Yes | Yes | Yes | Yes |
Honduras | | | | Yes | Yes |
Hong Kong | | | | Yes | Yes |
Hungary | | Yes | Yes | Yes | Yes |
Ibiza | | Yes | Yes | Yes | Yes |
Iceland | | Yes | Yes | Yes | Yes |
India | | | | Yes | Yes |
Indonesia | | | | Yes | Yes |
Iran | | | | Yes | Yes |
Isle of Man | | Yes | Yes | Yes | Yes |
Israel | | | | Yes | Yes |
Italy | | Yes | Yes | Yes | Yes |
Ivory Coast | | | | Yes | Yes |
Jamaica | | | | | Yes |
Japan | | | | Yes | Yes |
Jersey | | Yes | Yes | Yes | Yes |
Jordan | | | | Yes | Yes |
Kazakhstan | | | | Yes | Yes |
Kenya | | | | Yes | Yes |
Kiribati | | | | Yes | Yes |
Kos (Greek Island) | | Yes | Yes | Yes | Yes |
Kosovo | | Yes | Yes | Yes | Yes |
Kuwait | | | | Yes | Yes |
Kyrgyzstan | | | | Yes | Yes |
Lanzarote | | Yes | Yes | Yes | Yes |
Laos | | | | Yes | Yes |
Latvia | | Yes | Yes | Yes | Yes |
Lebanon | | | | Yes | Yes |
Leeward Islands | | | | | Yes |
Lesotho | | | | Yes | Yes |
Liberia | | | | Yes | Yes |
Liechtenstein | | Yes | Yes | Yes | Yes |
Lithuania | | Yes | Yes | Yes | Yes |
Lord How Island | | | Yes | Yes | Yes |
Luxembourg | | Yes | Yes | Yes | Yes |
Macau / Macao | | | | Yes | Yes |
Macedonia | | Yes | Yes | Yes | Yes |
Madagascar | | | | Yes | Yes |
Madeira | | Yes | Yes | Yes | Yes |
Majorca | | Yes | Yes | Yes | Yes |
Malawi | | | | Yes | Yes |
Malaysia | | | | Yes | Yes |
Maldives | | | | Yes | Yes |
Malta | | Yes | Yes | Yes | Yes |
Marshall Islands | | | | Yes | Yes |
Martinique | | | | | Yes |
Mauritius | | | | Yes | Yes |
Mayotte | | | | Yes | Yes |
Mexico | | | | Yes | Yes |
Micronesia | | | | Yes | Yes |
Midway Island | | | | Yes | Yes |
Minorca | | Yes | Yes | Yes | Yes |
Moldova | | Yes | Yes | Yes | Yes |
Monaco | | Yes | Yes | Yes | Yes |
Mongolia | | | | Yes | Yes |
Montenegro | | Yes | Yes | Yes | Yes |
Monserrat | | | | | Yes |
Morocco | | Yes | Yes | Yes | Yes |
Mozambique | | | | Yes | Yes |
Myanmar | | | | Yes | Yes |
Namibia | | | | Yes | Yes |
Nauru | | | | Yes | Yes |
Nepal | | | | Yes | Yes |
Netherlands Antilles | | | | | Yes |
Nevis Island | | | | | Yes |
New Caledonia | | | | Yes | Yes |
New Zealand | | | Yes | Yes | Yes |
Nicaragua | | | | Yes | Yes |
Nigeria | | | | Yes | Yes |
Niue | | | | Yes | Yes |
Norfolk Island | | | | Yes | Yes |
Northern Ireland | Yes | Yes | Yes | Yes | Yes |
Northern Marianas | | | | Yes | Yes |
Norway | | Yes | Yes | Yes | Yes |
Oman | | | | Yes | Yes |
Pakistan | | | | Yes | Yes |
Palua | | | | Yes | Yes |
Panama | | | | Yes | Yes |
Papua New Guinea | | | | Yes | Yes |
Paraguay | | | | Yes | Yes |
Peru | | | | Yes | Yes |
Philippines | | | | Yes | Yes |
Pitcairn Islands | | | | Yes | Yes |
Poland | | Yes | Yes | Yes | Yes |
Portugal | | Yes | Yes | Yes | Yes |
Puerto Rico | | | | | Yes |
Qatar | | | | Yes | Yes |
Reunion | | | | Yes | Yes |
Rhodes | | Yes | Yes | Yes | Yes |
Rodriguez Island | | | | Yes | Yes |
Romania | | Yes | Yes | Yes | Yes |
Russia | | Yes | Yes | Yes | Yes |
Rwanda | | | | Yes | Yes |
Salipan | | | | Yes | Yes |
Samoa (Western) | | | | Yes | Yes |
San Marino | | Yes | Yes | Yes | Yes |
Sao Tone & Principle | | | | Yes | Yes |
Sarawak | | | | Yes | Yes |
Sardinia | | Yes | Yes | Yes | Yes |
Saudi Arabia | | | | Yes | Yes |
Senegal | | Yes | Yes | Yes | Yes |
Serbia | | Yes | Yes | Yes | Yes |
Seychelles | | | | Yes | Yes |
Sierra Leone | | | | Yes | Yes |
Singapore | | | | Yes | Yes |
Slovakia | | Yes | Yes | Yes | Yes |
Slovenia | | Yes | Yes | Yes | Yes |
Solomon Islands | | | | Yes | Yes |
South Africa | | | | Yes | Yes |
South Georgia and South Sandwich Islands | | | | Yes | Yes |
South Korea | | | | Yes | Yes |
Spain | | Yes | Yes | Yes | Yes |
Sri Lanka | | | | Yes | Yes |
St Helena | | | | Yes | Yes |
St Kitts & Nevis | | | | | Yes |
St Lucia | | | | | Yes |
St Martin | | | | | Yes |
St Pierre & Miquelon | | | | Yes | Yes |
St Vincent & the Grenadines | | | | | Yes |
Sudan | | | | Yes | Yes |
Suriname | | | | Yes | Yes |
Swaziland | | | | Yes | Yes |
Sweden | | Yes | Yes | Yes | Yes |
Switzerland | | Yes | Yes | Yes | Yes |
Taiwan | | | | Yes | Yes |
Tajikistan | | | | Yes | Yes |
Tanzania | | | | Yes | Yes |
Tenerife | | Yes | Yes | Yes | Yes |
Territory of Cocos (Keeling) Islands | | | | Yes | Yes |
Territory of Christmas Island | | | | Yes | Yes |
Thailand | | | | Yes | Yes |
The Occupied Palestinian Territories | | | | Yes | Yes |
Timor Leste | | | | Yes | Yes |
Togo | | | | Yes | Yes |
Tokelau | | | Yes | Yes | Yes |
Tonga | | | | Yes | Yes |
Trinidad & Tobago | | | | | Yes |
Tristan Da Cunha | | | | Yes | Yes |
Tunisia | | Yes | Yes | Yes | Yes |
Turkey | | Yes | Yes | Yes | Yes |
Turkmenistan | | | | Yes | Yes |
Turks & Caicos Isles | | | | | Yes |
Tuvalu | | | | Yes | Yes |
UAE | | | | Yes | Yes |
Uganda | | | | Yes | Yes |
Ukraine | | Yes | Yes | Yes | Yes |
United Kingdom | Yes | Yes | Yes | Yes | Yes |
Uruguay | | | | Yes | Yes |
USA | | | | | Yes |
Uzbekistan | | | | Yes | Yes |
Vanuatu | | | | Yes | Yes |
Vatican City | | Yes | Yes | Yes | Yes |
Vietnam | | | | Yes | Yes |
Virgin Isles (UK) | | | | | Yes |
Virgin Isles (US) | | | | | Yes |
Wake Island | | | | Yes | Yes |
Wallis & Futuna | | | | Yes | Yes |
Western Sahara | | | | Yes | Yes |
Yugoslavia (Former) | | Yes | Yes | Yes | Yes |
Zaire | | | | Yes | Yes |
Zambia | | | | Yes | Yes |
Zambia | | | | Yes | Yes |
Zimbabwe | | | | Yes | Yes |