Compare Cover Levels
Alpha Travel Insurance products have been designed with one goal in mind - to provide you, the traveller with the protection you need for your trip, at an affordable premium, in a straightforward and easy to understand manner. This is why all Alpha Travel Insurance policies provide you with the same levels of cover.
We have developed the comparison tables below to best illustrate the variety of policies that we offer.
Rather than reduce cover to provide lower premiums, we calculate your premium based on the level of excess that you choose, £175, £150, £100, £75, £50 or £0. Our policies are named appropriately Alpha 175, Alpha 150, Alpha 100, Alpha 75, Alpha 50 and Alpha Zero. In essence, the more you pay up front, the less you'll pay in the event of a claim, and vice versa.
Please select the policy type in the tabs below then use the left and right scroll arrows (or just swipe across if you're on a mobile device) to view all policy excess options.
Single Trip
| Cover | Alpha Zero | Alpha 50 | Alpha 75 | Alpha 100 | Alpha 150 | Alpha 175 |
| Get a Quote | Get a Quote | Get a Quote | Get a Quote | Get a Quote | Get a Quote |
| Get a Quote | Get a Quote | Get a Quote | Get a Quote | Get a Quote | Get a Quote |
| Policy excess | £0 | £50 | £75 | £100 | £150 | £175 |
| If you have to cancel your trip | £1,250 | £1,250 | £1,250 | £1,250 | £1,250 | £1,250 |
| If your end supplier suffers financial failure before you travel | £3,000 (optional) | £3,000 (optional) | £3,000 (optional) | £3,000 (optional) | £3,000 (optional) | £3,000 (optional) |
| If your departure is delayed per 12 hours | £20 per 12 hours | £20 per 12 hours | £20 per 12 hours | £20 per 12 hours | £20 per 12 hours | £20 per 12 hours |
| Delayed departure total | Up to £160 | Up to £160 | Up to £160 | Up to £160 | Up to £160 | Up to £160 |
| If you choose to cancel after a 24 hour delay | £1,250 | £1,250 | £1,250 | £1,250 | £1,250 | £1,250 |
| If you miss your outbound departure | £500 | £500 | £500 | £500 | £500 | £500 |
| If you miss your homeward departure | £500 | £500 | £500 | £500 | £500 | £500 |
| If you need emergency medical attention | £10 million | £10 million | £10 million | £10 million | £10 million | £10 million |
| Public hospital inconvenience benefit per day | £25 per 24 hours | £25 per 24 hours | £25 per 24 hours | £25 per 24 hours | £25 per 24 hours | £25 per 24 hours |
| Public hospital inconvenience benefit total | Up to £1,000 | Up to £1,000 | Up to £1,000 | Up to £1,000 | Up to £1,000 | Up to £1,000 |
| Emergency dental treatment | £100 | £100 | £100 | £100 | £100 | £100 |
| If you have to come home early | £2,000 | £2,000 | £2,000 | £2,000 | £2,000 | £2,000 |
| If your possessions are lost, stolen or damaged (total payable) | £1,500 | £1,500 | £1,500 | £1,500 | £1,500 | £1,500 |
| Clothes and footwear | £1,000 | £1,000 | £1,000 | £1,000 | £1,000 | £1,000 |
| Cosmetics and toiletries | £200 | £200 | £200 | £200 | £200 | £200 |
| Luggage | £200 | £200 | £200 | £200 | £200 | £200 |
| Watches and Jewellery | £200 | £200 | £200 | £200 | £200 | £200 |
| Eyewear | £200 | £200 | £200 | £200 | £200 | £200 |
| Electrical items | £200 | £200 | £200 | £200 | £200 | £200 |
| If your possessions are delayed by 12 hours | £150 | £150 | £150 | £150 | £150 | £150 |
| If your cash is lost or stolen | £300 | £300 | £300 | £300 | £300 | £300 |
| If your passport is lost or stolen | £250 | £250 | £250 | £250 | £250 | £250 |
| Personal liability | £2 million | £2 million | £2 million | £2 million | £2 million | £2 million |
| Accidental death & disability benefit | £15,000 | £15,000 | £15,000 | £15,000 | £15,000 | £15,000 |
| If you need legal advice | £10,000 | £10,000 | £10,000 | £10,000 | £10,000 | £10,000 |
| Activity extension | OPTIONAL | OPTIONAL | OPTIONAL | OPTIONAL | OPTIONAL | OPTIONAL |
| Cruise Cover | OPTIONAL | OPTIONAL | OPTIONAL | OPTIONAL | OPTIONAL | OPTIONAL |
| If your end supplier suffers financial failure after you've travelled | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) |
| Gadget Cover | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) |
Multi Trip
| Cover | Alpha Zero | Alpha 50 | Alpha 75 | Alpha 100 | Alpha 150 | Alpha 175 |
| Get a Quote | Get a Quote | Get a Quote | Get a Quote | Get a Quote | Get a Quote |
| Days per trip | 31 days | 31 days | 31 days | 31 days | 31 days | 31 days |
| Policy excess | £0 | £50 | £75 | £100 | £150 | £175 |
| If you have to cancel your trip | £1,250 | £1,250 | £1,250 | £1,250 | £1,250 | £1,250 |
| If your end supplier suffers financial failure before you travel | £3,000 (optional) | £3,000 (optional) | £3,000 (optional) | £3,000 (optional) | £3,000 (optional) | £3,000 (optional) |
| If your departure is delayed per 12 hours | £20 per 12 hours | £20 per 12 hours | £20 per 12 hours | £20 per 12 hours | £20 per 12 hours | £20 per 12 hours |
| Delayed departure total | Up to £160 | Up to £160 | Up to £160 | Up to £160 | Up to £160 | Up to £160 |
| If you choose to cancel after a 24 hour delay | £1,250 | £1,250 | £1,250 | £1,250 | £1,250 | £1,250 |
| If you miss your outbound departure | £500 | £500 | £500 | £500 | £500 | £500 |
| If you miss your homeward departure | £500 | £500 | £500 | £500 | £500 | £500 |
| If you need emergency medical attention | £10 million | £10 million | £10 million | £10 million | £10 million | £10 million |
| Public hospital inconvenience benefit per day | £25 per 24 hours | £25 per 24 hours | £25 per 24 hours | £25 per 24 hours | £25 per 24 hours | £25 per 24 hours |
| Public hospital inconvenience benefit total | Up to £1,000 | Up to £1,000 | Up to £1,000 | Up to £1,000 | Up to £1,000 | Up to £1,000 |
| Emergency dental treatment | £100 | £100 | £100 | £100 | £100 | £100 |
| If you have to come home early | £2,000 | £2,000 | £2,000 | £2,000 | £2,000 | £2,000 |
| If your possessions are lost, stolen or damaged (total payable) | £1,500 | £1,500 | £1,500 | £1,500 | £1,500 | £1,500 |
| Clothes and footwear | £1,000 | £1,000 | £1,000 | £1,000 | £1,000 | £1,000 |
| Cosmetics and toiletries | £200 | £200 | £200 | £200 | £200 | £200 |
| Luggage | £200 | £200 | £200 | £200 | £200 | £200 |
| Watches and Jewellery | £200 | £200 | £200 | £200 | £200 | £200 |
| Eyewear | £200 | £200 | £200 | £200 | £200 | £200 |
| Electrical items | £200 | £200 | £200 | £200 | £200 | £200 |
| If your possessions are delayed by 12 hours | £150 | £150 | £150 | £150 | £150 | £150 |
| If your cash is lost or stolen | £300 | £300 | £300 | £300 | £300 | £300 |
| If your passport is lost or stolen | £250 | £250 | £250 | £250 | £250 | £250 |
| Personal liability | £2 million | £2 million | £2 million | £2 million | £2 million | £2 million |
| Accidental death & disability benefit | £15,000 | £15,000 | £15,000 | £15,000 | £15,000 | £15,000 |
| If you need legal advice | £10,000 | £10,000 | £10,000 | £10,000 | £10,000 | £10,000 |
| Activity extension | OPTIONAL | OPTIONAL | OPTIONAL | OPTIONAL | OPTIONAL | OPTIONAL |
| Cruise Cover | OPTIONAL | OPTIONAL | OPTIONAL | OPTIONAL | OPTIONAL | OPTIONAL |
| If your end supplier suffers financial failure after you've travelled | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) |
| Gadget Cover | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) |
| Get a Quote | Get a Quote | Get a Quote | Get a Quote | Get a Quote | Get a Quote |
Longstay
| Cover | Alpha Zero | Alpha 50 | Alpha 75 | Alpha 100 | Alpha 150 | Alpha 175 |
| Get a Quote | Get a Quote | Get a Quote | Get a Quote | Get a Quote | Get a Quote |
| Get a Quote | Get a Quote | Get a Quote | Get a Quote | Get a Quote | Get a Quote |
| Policy excess | £0 | £50 | £75 | £100 | £150 | £175 |
| If you have to cancel your trip | £1,250 | £1,250 | £1,250 | £1,250 | £1,250 | £1,250 |
| If your end supplier suffers financial failure before you travel | £3,000 (optional) | £3,000 (optional) | £3,000 (optional) | £3,000 (optional) | £3,000 (optional) | £3,000 (optional) |
| If you choose to cancel after a 24 hour delay | £2,000 | £2,000 | £2,000 | £2,000 | £2,000 | £2,000 |
| If you need emergency medical attention | £10 million | £10 million | £10 million | £10 million | £10 million | £10 million |
| Public hospital inconvenience benefit per day | £25 per 24 hours | £25 per 24 hours | £25 per 24 hours | £25 per 24 hours | £25 per 24 hours | £25 per 24 hours |
| Public hospital inconvenience benefit total | £500 | £500 | £500 | £500 | £500 | £500 |
| Emergency dental treatment | £100 | £100 | £100 | £100 | £100 | £100 |
| If you have to come home early | £1,250 | £1,250 | £1,250 | £1,250 | £1,250 | £1,250 |
| If your possessions are lost, stolen or damaged (total payable) | £1,500 | £1,500 | £1,500 | £1,500 | £1,500 | £1,500 |
| Clothes and footwear | £1,000 | £1,000 | £1,000 | £1,000 | £1,000 | £1,000 |
| Cosmetics and toiletries | £100 | £100 | £100 | £100 | £100 | £100 |
| Luggage | £250 | £250 | £250 | £250 | £250 | £250 |
| Eyewear | £100 | £100 | £100 | £100 | £100 | £100 |
| Electrical items | £200 | £200 | £200 | £200 | £200 | £200 |
| If your possessions are delayed by 12 hours | £150 | £150 | £150 | £150 | £150 | £150 |
| If your passport is lost or stolen | £250 | £250 | £250 | £250 | £250 | £250 |
| Personal liability | £1 million | £1 million | £1 million | £1 million | £1 million | £1 million |
| Accidental death benefit | £10,000 | £10,000 | £10,000 | £10,000 | £10,000 | £10,000 |
| Permanent loss of sight or limb | £10,000 | £10,000 | £10,000 | £10,000 | £10,000 | £10,000 |
| Permanent and total disablement | £10,000 | £10,000 | £10,000 | £10,000 | £10,000 | £10,000 |
| If you need legal advice | £10,000 | £10,000 | £10,000 | £10,000 | £10,000 | £10,000 |
| Gadget Cover | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) |
| If your end supplier suffers financial failure after you've travelled | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) |
| Activity extension | OPTIONAL | OPTIONAL | OPTIONAL | OPTIONAL | OPTIONAL | OPTIONAL |
Wintersports
| Cover | Alpha Zero | Alpha 50 | Alpha 75 | Alpha 100 | Alpha 150 | Alpha 175 |
| Get a Quote | Get a Quote | Get a Quote | Get a Quote | Get a Quote | Get a Quote |
| Policy excess | £0 | £50 | £75 | £100 | £150 | £175 |
| If you have to cancel your trip | £1,250 | £1,250 | £1,250 | £1,250 | £1,250 | £1,250 |
| If your end supplier suffers financial failure before you travel | £3,000 (optional) | £3,000 (optional) | £3,000 (optional) | £3,000 (optional) | £3,000 (optional) | £3,000 (optional) |
| If your departure is delayed per 12 hours | £20 per 12 hours | £20 per 12 hours | £20 per 12 hours | £20 per 12 hours | £20 per 12 hours | £20 per 12 hours |
| Delayed departure total | Up to £160 | Up to £160 | Up to £160 | Up to £160 | Up to £160 | Up to £160 |
| If you choose to cancel after a 24 hour delay | £1,250 | £1,250 | £1,250 | £1,250 | £1,250 | £1,250 |
| If you miss your outbound departure | £500 | £500 | £500 | £500 | £500 | £500 |
| If you miss your homeward departure | £500 | £500 | £500 | £500 | £500 | £500 |
| If you need emergency medical attention | £10 million | £10 million | £10 million | £10 million | £10 million | £10 million |
| Public hospital inconvenience benefit per day | £25 per 24 hours | £25 per 24 hours | £25 per 24 hours | £25 per 24 hours | £25 per 24 hours | £25 per 24 hours |
| Public hospital inconvenience benefit total | Up to £1,000 | Up to £1,000 | Up to £1,000 | Up to £1,000 | Up to £1,000 | Up to £1,000 |
| Emergency dental treatment whilst abroad | £100 | £100 | £100 | £100 | £100 | £100 |
| If you are unable to use your pre-paid Ski Pack per day | £25 per 24 hours | £25 per 24 hours | £25 per 24 hours | £25 per 24 hours | £25 per 24 hours | £25 per 24 hours |
| If you are unable to use your pre-paid Ski Pack total | Up to £200 | Up to £200 | Up to £200 | Up to £200 | Up to £200 | Up to £200 |
| If you have to come home early | £2,000 | £2,000 | £2,000 | £2,000 | £2,000 | £2,000 |
| If your possessions are lost, stolen or damaged (total payable) | £1,500 | £1,500 | £1,500 | £1,500 | £1,500 | £1,500 |
| Clothes and footwear | £1,000 | £1,000 | £1,000 | £1,000 | £1,000 | £1,000 |
| Cosmetics and toiletries | £200 | £200 | £200 | £200 | £200 | £200 |
| Luggage | £200 | £200 | £200 | £200 | £200 | £200 |
| Watches and Jewellery | £200 | £200 | £200 | £200 | £200 | £200 |
| Eyewear | £200 | £200 | £200 | £200 | £200 | £200 |
| Electrical items | £200 | £200 | £200 | £200 | £200 | £200 |
| If your possessions are delayed by 12 hours | £150 | £150 | £150 | £150 | £150 | £150 |
| If your winter sports equipment is lost, stolen or damaged (total payable) | £500 | £500 | £500 | £500 | £500 | £500 |
| If your winter sports equipment is delayed by 24 hours (per day) | £100 | £100 | £100 | £100 | £100 | £100 |
| If your winter sports equipment is delayed by 24 hours (total) | £500 | £500 | £500 | £500 | £500 | £500 |
| If your winter sports equipment is damaged whilst in use (to hire ski equipment - per day) | £100 | £100 | £100 | £100 | £100 | £100 |
| If your winter sports equipment is damaged whilst in use (to hire ski equipment - total) | £500 | £500 | £500 | £500 | £500 | £500 |
| If your hired winter sports equipment is lost, stolen or damaged (total payable) | £250 | £250 | £250 | £250 | £250 | £250 |
| If your cash is lost or stolen | £300 | £300 | £300 | £300 | £300 | £300 |
| If your passport is lost or stolen | £250 | £250 | £250 | £250 | £250 | £250 |
| If your ski lift pass is lost or stolen | £50 | £50 | £50 | £50 | £50 | £50 |
| Personal liability | £2 million | £2 million | £2 million | £2 million | £2 million | £2 million |
| Accidental death benefit | £15,000 | £15,000 | £15,000 | £15,000 | £15,000 | £15,000 |
| Permanent loss of sight or limb | £15,000 | £15,000 | £15,000 | £15,000 | £15,000 | £15,000 |
| Permanent and total disablement | £15,000 | £15,000 | £15,000 | £15,000 | £15,000 | £15,000 |
| If you need legal advice | £10,000 | £10,000 | £10,000 | £10,000 | £10,000 | £10,000 |
| If an avalanche occurs per day | £20 | £20 | £20 | £20 | £20 | £20 |
| If an avalanche occurs total | £150 | £150 | £150 | £150 | £150 | £150 |
| If there is no snow per day | £20 | £20 | £20 | £20 | £20 | £20 |
| If there is no snow total | £200 | £200 | £200 | £200 | £200 | £200 |
| If your end supplier suffers financial failure after you've travelled | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) |
| Gadget Cover | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) | £1,000 (optional) |
| Activity extension | OPTIONAL | OPTIONAL | OPTIONAL | OPTIONAL | OPTIONAL | OPTIONAL |
| Get a Quote | Get a Quote | Get a Quote | Get a Quote | Get a Quote | Get a Quote |
Claims
Customer service 
Emergency medical assistance
