Product Update: Our Alpha 50 & Alpha Zero Single Trip and Multi Trip Products Now Include Holiday Cancellation for Coronavirus. Find Out More

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Compare Cover Levels

Alpha Travel Insurance products have been designed with one goal in mind - to provide you, the traveller with the protection you need for your trip, at an affordable premium, in a straightforward and easy to understand manner. This is why all Alpha Travel Insurance policies provide you with the same levels of cover.

We have developed the comparison tables below to best illustrate the variety of policies that we offer.

Rather than reduce cover to provide lower premiums, we calculate your premium based on the level of excess that you choose, £175, £150, £100, £75, £50 or £0. Our policies are named appropriately Alpha 175, Alpha 150, Alpha 100, Alpha 75, Alpha 50 and Alpha Zero. In essence, the more you pay up front, the less you'll pay in the event of a claim, and vice versa.

Please select the policy type in the tabs below then use the left and right scroll arrows (or just swipe across if you're on a mobile device) to view all policy excess options.

 

Single Trip & Multi Trip

CoverAlpha DiamondAlpha ZeroAlpha 50Alpha 75Alpha 100Alpha 150Alpha 175
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COVID CoverCover for emergency medical expenses due to developing COVID abroad, for you or anyone named on the policyIncluded - please click here for more informationIncluded - please click here for more informationCover for emergency medical expenses due to developing COVID abroad, for you or anyone named on the policyCover for emergency medical expenses due to developing COVID abroad, for you or anyone named on the policyCover for emergency medical expenses due to developing COVID abroad, for you or anyone named on the policyCover for emergency medical expenses due to developing COVID abroad, for you or anyone named on the policy
Deductible Amount/Policy excess£0£0£5075£100£150£175
If you are unable to go on your trip£5,000£1,250£1,250£1,250£1,250£1,250£1,250
If your scheduled airline fails before you leave home£3,000£1,000£1,000£1,000£1,000£1,000£1,000
If you are delayed£750£160£160£160£160£160£160
If you miss your departure or onward connection£1,500£500£500£500£500£500£500
If you decide to abandon your travel plans£5,000£1,250£1,250£1,250£1,250£1,250£1,250
If your scheduled airline fails while you are away£3,000£1,000£1,000£1,000£1,000£1,000£1,000
If you need emergency medical treatment abroad£10,000,000£10,000,000£10,000,000£10,000,000£10,000,000£10,000,000£10,000,000
If you need to replace your prescribed medication£500£250£250£250£250£250£250
If you need to be brought home£250,000£100,000£100,000£100,000£100,000£100,000£100,000
If you are buried or cremated abroad£5,000£2,000£2,000£2,000£2,000£2,000£2,000
If you are admitted to a public hospital£1,000£1,000£1,000£1,000£1,000£1,000£1,000
If you are taken ill or injured in your home country£7,500£1,500£1,500£1,500£1,500£1,500£1,500
If you have to cut your trip short£5,000£1,250£1,250£1,250£1,250£1,250£1,250
If your checked-in baggage is delayed£300£150£150£150£150£150£150
If your valuables are lost, stolen or accidentally damaged£750£500£500£500£500£500£500
If your other possessions are lost, stolen or accidentally damaged£4,000£1,500£1,500£1,500£1,500£1,500£1,500
If your cash, or event tickets are lost or stolen£750£300£300£300£300£300£300
If you need emergency travel documents£750£250£250£250£250£250£250
If you need legal advice£50,000£10,000£10,000£10,000£10,000£10,000£10,000
If you are killed, injured, or disabled following an accident£100,000£15,000£15,000£15,000£15,000£15,000£15,000
If you are legally liable for injury or damage£2,000,000£2,000,000£2,000,000£2,000,000£2,000,000£2,000,000£2,000,000
Gadget Cover£3,000£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)
Activity extensionOPTIONALOPTIONALOPTIONALOPTIONALOPTIONALOPTIONALOPTIONAL
Cruise CoverOPTIONALOPTIONALOPTIONALOPTIONALOPTIONALOPTIONALOPTIONAL

Longstay

CoverAlpha ZeroAlpha 50Alpha 75Alpha 100Alpha 150Alpha 175
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Policy excess£0£50£75£100£150£175
If you are unable to go on your trip£1,250£1,250£1,250£1,250£1,250£1,250
If your scheduled airline fails before you leave home£1,000£1,000£1,000£1,000£1,000£1,000
If your scheduled airline fails while you are away£1,000£1,000£1,000£1,000£1,000£1,000
If you need emergency medical treatment abroad£10,000,000£10,000,000£10,000,000£10,000,000£10,000,000£10,000,000
If you need to be brought home£100,000£100,000£100,000£100,000£100,000£100,000
If you are buried or cremated abroad£2,000£2,000£2,000£2,000£2,000£2,000
If you are admitted to a public hospital£500£500£500£500£500£500
If you are taken ill or injured in your home country£1,500£1,500£1,500£1,500£1,500£1,500
If you have to cut your trip short£1,250£1,250£1,250£1,250£1,250£1,250
If your checked-in baggage is delayed£150£150£150£150£150£150
If your valuables are lost, stolen or accidentally damaged£500£500£500£500£500£500
If your other possessions are lost, stolen or accidentally damaged£1,500£1,500£1,500£1,500£1,500£1,500
If you need emergency travel documents£250£250£250£250£250£250
If you need legal advice£10,000£10,000£10,000£10,000£10,000£10,000
If you are killed, injured or disabled following an accident£10,000£10,000£10,000£10,000£10,000£10,000
If you are held legally liable for injury or damage£1,000,000£1,000,000£1,000,000£1,000,000£1,000,000£1,000,000
Gadget Cover£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)
Activity extensionOPTIONALOPTIONALOPTIONALOPTIONALOPTIONALOPTIONAL

Wintersports

CoverAlpha ZeroAlpha 50Alpha 75Alpha 100Alpha 150Alpha 175
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Deductible Amount/Policy excess£0£50£75£100£150£175
If you are unable to go on your trip£1,250£1,250£1,250£1,250£1,250£1,250
If your scheduled airline fails before you leave home£1,000£1,000£1,000£1,000£1,000£1,000
If you are delayed£160£160£160£160£160£160
If you miss your departure or onward connection£500£500£500£500£500£500
If you decide to abandon your travel plans£1,250£1,250£1,250£1,250£1,250£1,250
If your scheduled airline fails while you are away£1,000£1,000£1,000£1,000£1,000£1,000
If your ski resort is closed£200£200£200£200£200£200
If you need emergency medical treatment abroad£10,000,000£10,000,000£10,000,000£10,000,000£10,000,000£10,000,000
If you need to be brought home£100,000£100,000£100,000£100,000£100,000£100,000
If you are buried or cremated abroad£2,000£2,000£2,000£2,000£2,000£2,000
If you are admitted to a public hospital£1,000£1,000£1,000£1,000£1,000£1,000
If you are unable to use your pre-paid ski pack£200£200£200£200£200£200
If you have to cut your trip short£1,250£1,250£1,250£1,250£1,250£1,250
If your checked-in baggage is delayed£500£500£500£500£500£500
If your winter sports equipment is lost, stolen or damaged£500£500£500£500£500£500
If your hired winter sports equipment is lost, stolen or damaged£250£250£250£250£250£250
If your valuables are lost, stolen or accidentally damaged£500£500£500£500£500£500
If your other possessions are lost, stolen or accidentally damaged£1,500£1,500£1,500£1,500£1,500£1,500
If your cash, ski lift pass or event tickets are lost or stolen£300£300£300£300£300£300
If you need emergency travel documents£100£100£100£100£100£100
If you need legal advice£10,000£10,000£10,000£10,000£10,000£10,000
If you are killed, injured or disabled following an accident£15,000£15,000£15,000£15,000£15,000£15,000
If you are held legally liable for injury or damage£2,000,000£2,000,000£2,000,000£2,000,000£2,000,000£2,000,000
If your gadgets are lost, stolen or accidentally damaged (Optional cover)£1,0000£1,0000£1,0000£1,0000£1,0000£1,0000
Activity extensionOPTIONALOPTIONALOPTIONALOPTIONALOPTIONALOPTIONAL
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