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Compare Cover Levels

Alpha Travel Insurance products have been designed with one goal in mind - to provide you, the traveller with the protection you need for your trip, at an affordable premium, in a straightforward and easy to understand manner. This is why all Alpha Travel Insurance policies provide you with the same levels of cover.

We have developed the comparison tables below to best illustrate the variety of policies that we offer.

Rather than reduce cover to provide lower premiums, we calculate your premium based on the level of excess that you choose, £175, £150, £100, £75, £50 or £0. Our policies are named appropriately Alpha 175, Alpha 150, Alpha 100, Alpha 75, Alpha 50 and Alpha Zero. In essence, the more you pay up front, the less you'll pay in the event of a claim, and vice versa.

Please select the policy type in the tabs below then use the left and right scroll arrows (or just swipe across if you're on a mobile device) to view all policy excess options.

 

Single Trip

CoverAlpha ZeroAlpha 50Alpha 75Alpha 100Alpha 150Alpha 175
Get a QuoteGet a QuoteGet a QuoteGet a QuoteGet a QuoteGet a Quote
Get a QuoteGet a QuoteGet a QuoteGet a QuoteGet a QuoteGet a Quote
Policy excess£0£50£75£100£150£175
If you have to cancel your trip£1,250£1,250£1,250£1,250£1,250£1,250
If your end supplier suffers financial failure  before you travel£3,000 (optional)£3,000 (optional)£3,000 (optional)£3,000 (optional)£3,000 (optional)£3,000 (optional)
If your departure is delayed per 12 hours£20 per 12 hours£20 per 12 hours£20 per 12 hours£20 per 12 hours£20 per 12 hours£20 per 12 hours
Delayed departure totalUp to £160Up to £160Up to £160Up to £160Up to £160Up to £160
If you choose to cancel after a 24 hour delay£1,250£1,250£1,250£1,250£1,250£1,250
If you miss your outbound departure£500£500£500£500£500£500
If you miss your homeward departure£500£500£500£500£500£500
If you need emergency medical attention£10 million£10 million£10 million£10 million£10 million£10 million
Public hospital inconvenience benefit per day£25 per 24 hours£25 per 24 hours£25 per 24 hours£25 per 24 hours£25 per 24 hours£25 per 24 hours
Public hospital inconvenience benefit totalUp to £1,000Up to £1,000Up to £1,000Up to £1,000Up to £1,000Up to £1,000
Emergency dental treatment£100£100£100£100£100£100
If you have to come home early£2,000£2,000£2,000£2,000£2,000£2,000
If your possessions are lost, stolen or damaged (total payable) £1,500£1,500£1,500£1,500£1,500£1,500
Clothes and footwear£1,000£1,000£1,000£1,000£1,000£1,000
Cosmetics and toiletries£200£200£200£200£200£200
Luggage£200£200£200£200£200£200
Watches and Jewellery£200£200£200£200£200£200
Eyewear£200£200£200£200£200£200
Electrical items£200£200£200£200£200£200
If your possessions are delayed by 12 hours£150£150£150£150£150£150
If your cash is lost or stolen£300£300£300£300£300£300
If your passport is lost or stolen£250£250£250£250£250£250
Personal liability£2 million£2 million£2 million£2 million£2 million£2 million
Accidental death & disability benefit£15,000£15,000£15,000£15,000£15,000£15,000
If you need legal advice£10,000£10,000£10,000£10,000£10,000£10,000
Activity extensionOPTIONALOPTIONALOPTIONALOPTIONALOPTIONALOPTIONAL
Cruise CoverOPTIONALOPTIONALOPTIONALOPTIONALOPTIONALOPTIONAL
If your end supplier suffers financial failure after you've travelled£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)
Gadget Cover£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)

Multi Trip

CoverAlpha ZeroAlpha 50Alpha 75Alpha 100Alpha 150Alpha 175
Get a QuoteGet a QuoteGet a QuoteGet a QuoteGet a QuoteGet a Quote
Days per trip31 days31 days31 days31 days31 days31 days
Policy excess£0£50£75£100£150£175
If you have to cancel your trip£1,250£1,250£1,250£1,250£1,250£1,250
If your end supplier suffers financial failure before you travel£3,000 (optional)£3,000 (optional)£3,000 (optional)£3,000 (optional)£3,000 (optional)£3,000 (optional)
If your departure is delayed per 12 hours£20 per 12 hours£20 per 12 hours£20 per 12 hours£20 per 12 hours£20 per 12 hours£20 per 12 hours
Delayed departure totalUp to £160Up to £160Up to £160Up to £160Up to £160Up to £160
If you choose to cancel after a 24 hour delay£1,250£1,250£1,250£1,250£1,250£1,250
If you miss your outbound departure£500£500£500£500£500£500
If you miss your homeward departure£500£500£500£500£500£500
If you need emergency medical attention£10 million£10 million£10 million£10 million£10 million£10 million
Public hospital inconvenience benefit per day£25 per 24 hours£25 per 24 hours£25 per 24 hours£25 per 24 hours£25 per 24 hours£25 per 24 hours
Public hospital inconvenience benefit totalUp to £1,000Up to £1,000Up to £1,000Up to £1,000Up to £1,000Up to £1,000
Emergency dental treatment£100£100£100£100£100£100
If you have to come home early£2,000£2,000£2,000£2,000£2,000£2,000
If your possessions are lost, stolen or damaged (total payable) £1,500£1,500£1,500£1,500£1,500£1,500
Clothes and footwear£1,000£1,000£1,000£1,000£1,000£1,000
Cosmetics and toiletries£200£200£200£200£200£200
Luggage£200£200£200£200£200£200
Watches and Jewellery£200£200£200£200£200£200
Eyewear£200£200£200£200£200£200
Electrical items£200£200£200£200£200£200
If your possessions are delayed by 12 hours£150£150£150£150£150£150
If your cash is lost or stolen£300£300£300£300£300£300
If your passport is lost or stolen£250£250£250£250£250£250
Personal liability£2 million£2 million£2 million£2 million£2 million£2 million
Accidental death & disability benefit£15,000£15,000£15,000£15,000£15,000£15,000
If you need legal advice£10,000£10,000£10,000£10,000£10,000£10,000
Activity extensionOPTIONALOPTIONALOPTIONALOPTIONALOPTIONALOPTIONAL
Cruise CoverOPTIONALOPTIONALOPTIONALOPTIONALOPTIONALOPTIONAL
If your end supplier suffers financial failure after you've travelled£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)
Gadget Cover£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)
Get a QuoteGet a QuoteGet a QuoteGet a QuoteGet a QuoteGet a Quote

Longstay

CoverAlpha ZeroAlpha 50Alpha 75Alpha 100Alpha 150Alpha 175
Get a QuoteGet a QuoteGet a QuoteGet a QuoteGet a QuoteGet a Quote
Get a QuoteGet a QuoteGet a QuoteGet a QuoteGet a QuoteGet a Quote
Policy excess£0£50£75£100£150£175
If you have to cancel your trip£1,250£1,250£1,250£1,250£1,250£1,250
If your end supplier suffers financial failure before you travel£3,000 (optional)£3,000 (optional)£3,000 (optional)£3,000 (optional)£3,000 (optional)£3,000 (optional)
If you choose to cancel after a 24 hour delay£2,000£2,000£2,000£2,000£2,000£2,000
If you need emergency medical attention£10 million£10 million£10 million£10 million£10 million£10 million
Public hospital inconvenience benefit per day£25 per 24 hours£25 per 24 hours£25 per 24 hours£25 per 24 hours£25 per 24 hours£25 per 24 hours
Public hospital inconvenience benefit total£500£500£500£500£500£500
Emergency dental treatment£100£100£100£100£100£100
If you have to come home early£1,250£1,250£1,250£1,250£1,250£1,250
If your possessions are lost, stolen or damaged (total payable) £1,500£1,500£1,500£1,500£1,500£1,500
Clothes and footwear£1,000£1,000£1,000£1,000£1,000£1,000
Cosmetics and toiletries£100£100£100£100£100£100
Luggage£250£250£250£250£250£250
Eyewear£100£100£100£100£100£100
Electrical items£200£200£200£200£200£200
If your possessions are delayed by 12 hours£150£150£150£150£150£150
If your passport is lost or stolen£250£250£250£250£250£250
Personal liability£1 million£1 million£1 million£1 million£1 million£1 million
Accidental death benefit£10,000£10,000£10,000£10,000£10,000£10,000
Permanent loss of sight or limb£10,000£10,000£10,000£10,000£10,000£10,000
Permanent and total disablement£10,000£10,000£10,000£10,000£10,000£10,000
If you need legal advice£10,000£10,000£10,000£10,000£10,000£10,000
Gadget Cover£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)
If your end supplier suffers financial failure after you've travelled£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)
Activity extensionOPTIONALOPTIONALOPTIONALOPTIONALOPTIONALOPTIONAL

Wintersports

CoverAlpha ZeroAlpha 50Alpha 75Alpha 100Alpha 150Alpha 175
Get a QuoteGet a QuoteGet a QuoteGet a QuoteGet a QuoteGet a Quote
Policy excess£0£50£75£100£150£175
If you have to cancel your trip£1,250£1,250£1,250£1,250£1,250£1,250
If your end supplier suffers financial failure before you travel£3,000 (optional)£3,000 (optional)£3,000 (optional)£3,000 (optional)£3,000 (optional)£3,000 (optional)
If your departure is delayed per 12 hours£20 per 12 hours£20 per 12 hours£20 per 12 hours£20 per 12 hours£20 per 12 hours£20 per 12 hours
Delayed departure totalUp to £160Up to £160Up to £160Up to £160Up to £160Up to £160
If you choose to cancel after a 24 hour delay£1,250£1,250£1,250£1,250£1,250£1,250
If you miss your outbound departure£500£500£500£500£500£500
If you miss your homeward departure£500£500£500£500£500£500
If you need emergency medical attention£10 million£10 million£10 million£10 million£10 million£10 million
Public hospital inconvenience benefit per day£25 per 24 hours£25 per 24 hours£25 per 24 hours£25 per 24 hours£25 per 24 hours£25 per 24 hours
Public hospital inconvenience benefit totalUp to £1,000Up to £1,000Up to £1,000Up to £1,000Up to £1,000Up to £1,000
Emergency dental treatment whilst abroad£100£100£100£100£100£100
If you are unable to use your pre-paid Ski Pack per day£25 per 24 hours£25 per 24 hours£25 per 24 hours£25 per 24 hours£25 per 24 hours£25 per 24 hours
If you are unable to use your pre-paid Ski Pack totalUp to £200Up to £200Up to £200Up to £200Up to £200Up to £200
If you have to come home early£2,000£2,000£2,000£2,000£2,000£2,000
If your possessions are lost, stolen or damaged (total payable) £1,500£1,500£1,500£1,500£1,500£1,500
Clothes and footwear£1,000£1,000£1,000£1,000£1,000£1,000
Cosmetics and toiletries£200£200£200£200£200£200
Luggage£200£200£200£200£200£200
Watches and Jewellery£200£200£200£200£200£200
Eyewear£200£200£200£200£200£200
Electrical items£200£200£200£200£200£200
If your possessions are delayed by 12 hours£150£150£150£150£150£150
If your winter sports equipment is lost, stolen or damaged (total payable) £500£500£500£500£500£500
If your winter sports equipment is delayed by 24 hours (per day)£100£100£100£100£100£100
If your winter sports equipment is delayed by 24 hours (total)£500£500£500£500£500£500
If your winter sports equipment is damaged whilst in use (to hire ski equipment - per day)£100£100£100£100£100£100
If your winter sports equipment is damaged whilst in use (to hire ski equipment - total)£500£500£500£500£500£500
If your hired winter sports equipment is lost, stolen or damaged (total payable) £250£250£250£250£250£250
If your cash is lost or stolen£300£300£300£300£300£300
If your passport is lost or stolen£250£250£250£250£250£250
If your ski lift pass is lost or stolen£50£50£50£50£50£50
Personal liability£2 million£2 million£2 million£2 million£2 million£2 million
Accidental death benefit£15,000£15,000£15,000£15,000£15,000£15,000
Permanent loss of sight or limb£15,000£15,000£15,000£15,000£15,000£15,000
Permanent and total disablement£15,000£15,000£15,000£15,000£15,000£15,000
If you need legal advice£10,000£10,000£10,000£10,000£10,000£10,000
If an avalanche occurs per day£20£20£20£20£20£20
If an avalanche occurs total£150£150£150£150£150£150
If there is no snow per day£20£20£20£20£20£20
If there is no snow total£200£200£200£200£200£200
If your end supplier suffers financial failure after you've travelled£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)
Gadget Cover£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)£1,000 (optional)
Activity extensionOPTIONALOPTIONALOPTIONALOPTIONALOPTIONALOPTIONAL
Get a QuoteGet a QuoteGet a QuoteGet a QuoteGet a QuoteGet a Quote
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