Compare Cover Levels

Alpha Travel Insurance products have been designed with one goal in mind - to provide you, the traveller with the protection you need for your trip, at an affordable premium, in a straightforward and easy to understand manner. This is why all Alpha Travel Insurance policies provide you with the same levels of cover.

We have developed the comparison tables below to best illustrate the variety of policies that we offer.

Rather than reduce cover to provide lower premiums, we calculate your premium based on the level of excess that you choose, £175, £150, £100, £75, £50 or £0. Our policies are named appropriately Alpha 175, Alpha 150, Alpha 100, Alpha 75, Alpha 50 and Alpha Zero. In essence, the more you pay up front, the less you'll pay in the event of a claim, and vice versa.

Please select the policy type in the tabs below then use the left and right scroll arrows (or just swipe across if you're on a mobile device) to view all policy excess options.

Single Trip

Cover Available	Alpha Zero	Alpha 50	Alpha 75	Alpha 100	Alpha 150	Alpha 175
Policy excess	£0	£50	£75	£100	£150	£175
If you are unable to go on your trip	£2,000	£2,000	£2,000	£2,000	£2,000	£2,000
If your departure is delayed by 12 hours or more	£20 per 12 hours up to £160	£20 per 12 hours up to £160	£20 per 12 hours up to £160	£20 per 12 hours up to £160	£20 per 12 hours up to £160	£20 per 12 hours up to £160
If you choose to cancel after a 24 hour delay	£2,000	£2,000	£2,000	£2,000	£2,000	£2,000
Missed outbound or homeward departure	£500	£500	£500	£500	£500	£500
If you need emergency medical attention	£10 million	£10 million	£10 million	£10 million	£10 million	£10 million
Public hospital inconvenience benefit	£25 per 24 hours up to £1,000	£25 per 24 hours up to £1,000	£25 per 24 hours up to £1,000	£25 per 24 hours up to £1,000	£25 per 24 hours up to £1,000	£25 per 24 hours up to £1,000
Emergency dental treatment	£100	£100	£100	£100	£100	£100
If you have to come home early	£2,000	£2,000	£2,000	£2,000	£2,000	£2,000
If your possessions are lost, stolen or damaged	£1,500	£1,500	£1,500	£1,500	£1,500	£1,500
Clothes and footwear	£1,000	£1,000	£1,000	£1,000	£1,000	£1,000
Cosmetics and toiletries	£200	£200	£200	£200	£200	£200
Luggage	£200	£200	£200	£200	£200	£200
Electrical items	£200	£200	£200	£200	£200	£200
Jewellery and watches	£200	£200	£200	£200	£200	£200
Eyewear	£200	£200	£200	£200	£200	£200
If your possessions are delayed by 12 hours or more	£150	£150	£150	£150	£150	£150
If your cash is lost or stolen	£300	£300	£300	£300	£300	£300
If your passport is lost or stolen	£250	£250	£250	£250	£250	£250
Personal liability	£2 million	£2 million	£2 million	£2 million	£2 million	£2 million
Accidental death benefit	£15,000	£15,000	£15,000	£15,000	£15,000	£15,000
Permanent loss of sight or use of limb	£15,000	£15,000	£15,000	£15,000	£15,000	£15,000
Permanent total disablement	£15,000	£15,000	£15,000	£15,000	£15,000	£15,000
If you need legal advice	£10,000	£10,000	£10,000	£10,000	£10,000	£10,000
Gadget Insurance Extension	£1,000 (optional)	£1,000 (optional)	£1,000 (optional)	£1,000 (optional)	£1,000 (optional)	£1,000 (optional)
Financial Failure and Force Majeure	£3,000 (optional)	£3,000 (optional)	£3,000 (optional)	£3,000 (optional)	£3,000 (optional)	£3,000 (optional)
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Multi Trip

Cover Available	Alpha Zero	Alpha 50	Alpha 75	Alpha 100	Alpha 150	Alpha 175
Policy excess	£0	£50	£75	£100	£150	£175
If you are unable to go on your trip	£2,000	£2,000	£2,000	£2,000	£2,000	£2,000
If your departure is delayed by 12 hours or more	£20 per 12 hours up to £160	£20 per 12 hours up to £160	£20 per 12 hours up to £160	£20 per 12 hours up to £160	£20 per 12 hours up to £160	£20 per 12 hours up to £160
If you choose to cancel after a 24 hour delay	£2,000	£2,000	£2,000	£2,000	£2,000	£2,000
Missed outbound or homeward departure	£500	£500	£500	£500	£500	£500
If you need emergency medical attention	£10 million	£10 million	£10 million	£10 million	£10 million	£10 million
Public hospital inconvenience benefit	£25 per 24 hours up to £1,000	£25 per 24 hours up to £1,000	£25 per 24 hours up to £1,000	£25 per 24 hours up to £1,000	£25 per 24 hours up to £1,000	£25 per 24 hours up to £1,000
Emergency dental treatment	£100	£100	£100	£100	£100	£100
If you have to come home early	£2,000	£2,000	£2,000	£2,000	£2,000	£2,000
If your possessions are lost, stolen or damaged	£1,500	£1,500	£1,500	£1,500	£1,500	£1,500
Clothes and footwear	£1,000	£1,000	£1,000	£1,000	£1,000	£1,000
Cosmetics and toiletries	£200	£200	£200	£200	£200	£200
Luggage	£200	£200	£200	£200	£200	£200
Electrical items	£200	£200	£200	£200	£200	£200
Jewellery and watches	£200	£200	£200	£200	£200	£200
Eyewear	£200	£200	£200	£200	£200	£200
If your possessions are delayed by 12 hours or more	£150	£150	£150	£150	£150	£150
If your cash is lost or stolen	£300	£300	£300	£300	£300	£300
If your passport is lost or stolen	£250	£250	£250	£250	£250	£250
Personal liability	£2 million	£2 million	£2 million	£2 million	£2 million	£2 million
Accidental death benefit	£15,000	£15,000	£15,000	£15,000	£15,000	£15,000
Permanent loss of sight or use of limb	£15,000	£15,000	£15,000	£15,000	£15,000	£15,000
Permanent total disablement	£15,000	£15,000	£15,000	£15,000	£15,000	£15,000
If you need legal advice	£10,000	£10,000	£10,000	£10,000	£10,000	£10,000
Gadget Insurance Extension	£1,000 (optional)	£1,000 (optional)	£1,000 (optional)	£1,000 (optional)	£1,000 (optional)	£1,000 (optional)
Financial Failure and Force Majeure	£3,000 (optional)	£3,000 (optional)	£3,000 (optional)	£3,000 (optional)	£3,000 (optional)	£3,000 (optional)
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Longstay

Cover Available	Alpha Zero	Alpha 50	Alpha 75	Alpha 100	Alpha 150	Alpha 175
Policy excess	£0	£50	£75	£100	£150	£175
If you are unable to go on your trip	£2,000	£2,000	£2,000	£2,000	£2,000	£2,000
If you choose to cancel after a 24 hour delay	£2,000	£2,000	£2,000	£2,000	£2,000	£2,000
If you need emergency medical attention	£10 million	£10 million	£10 million	£10 million	£10 million	£10 million
Emergency dental treatment	£100	£100	£100	£100	£100	£100
If you have to come home early	£2,000	£2,000	£2,000	£2,000	£2,000	£2,000
If your possessions are lost, stolen or damaged	£1,500	£1,500	£1,500	£1,500	£1,500	£1,500
If your passport is lost or stolen	£250	£250	£250	£250	£250	£250
Clothes and footwear	£1,000	£1,000	£1,000	£1,000	£1,000	£1,000
Cosmetics and toiletries	£100	£100	£100	£100	£100	£100
Luggage	£250	£250	£250	£250	£250	£250
Electrical Items	£200	£200	£200	£200	£200	£200
Accidental death benefit	£10,000	£10,000	£10,000	£10,000	£10,000	£10,000
Permanent loss of sight or limb	£10,000	£10,000	£10,000	£10,000	£10,000	£10,000
Permanent total disablement	£10,000	£10,000	£10,000	£10,000	£10,000	£10,000
Eyewear	£100	£100	£100	£100	£100	£100
Personal liability	£1 million	£1 million	£1 million	£1 million	£1 million	£1 million
If you need legal advice	£10,000	£10,000	£10,000	£10,000	£10,000	£10,000
Gadget Insurance Extension	£1,000 (optional)	£1,000 (optional)	£1,000 (optional)	£1,000 (optional)	£1,000 (optional)	£1,000 (optional)
Financial Failure and Force Majeure	£3,000 (optional)	£3,000 (optional)	£3,000 (optional)	£3,000 (optional)	£3,000 (optional)	£3,000 (optional)
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Wintersports

Cover Available	Alpha Zero	Alpha 50	Alpha 75	Alpha 100	Alpha 150	Alpha 175
Policy excess	£0	£50	£75	£100	£150	£175
If you are unable to go on your trip	£2,000	£2,000	£2,000	£2,000	£2,000	£2,000
If your departure is delayed by 12 hours or more	£20 per 12 hours up to £160	£20 per 12 hours up to £160	£20 per 12 hours up to £160	£20 per 12 hours up to £160	£20 per 12 hours up to £160	£20 per 12 hours up to £160
If you choose to cancel after a 24 hour delay	£2,000	£2,000	£2,000	£2,000	£2,000	£2,000
Missed outbound or homeward departure	£500	£500	£500	£500	£500	£500
If you need emergency medical attention	£10 million	£10 million	£10 million	£10 million	£10 million	£10 million
Public hospital inconvenience benefit	£25 per 24 hours up to £1,000	£25 per 24 hours up to £1,000	£25 per 24 hours up to £1,000	£25 per 24 hours up to £1,000	£25 per 24 hours up to £1,000	£25 per 24 hours up to £1,000
Emergency dental treatment	£100	£100	£100	£100	£100	£100
If you have to come home early	£2,000	£2,000	£2,000	£2,000	£2,000	£2,000
If your possessions are lost, stolen or damaged	£1,500	£1,500	£1,500	£1,500	£1,500	£1,500
Clothes and footwear	£1,000	£1,000	£1,000	£1,000	£1,000	£1,000
Cosmetics and toiletries	£200	£200	£200	£200	£200	£200
Luggage	£200	£200	£200	£200	£200	£200
Electrical items	£200	£200	£200	£200	£200	£200
Jewellery and watches	£200	£200	£200	£200	£200	£200
Eyewear	£200	£200	£200	£200	£200	£200
If your possessions are delayed by 12 hours or more	£150	£150	£150	£150	£150	£150
If your cash is lost or stolen	£300	£300	£300	£300	£300	£300
If your passport is lost or stolen	£250	£250	£250	£250	£250	£250
Personal liability	£2 million	£2 million	£2 million	£2 million	£2 million	£2 million
Accidental death benefit	£15,000	£15,000	£15,000	£15,000	£15,000	£15,000
Permanent loss of sight or use of limb	£15,000	£15,000	£15,000	£15,000	£15,000	£15,000
Permanent total disablement	£15,000	£15,000	£15,000	£15,000	£15,000	£15,000
If you need legal advice	£10,000	£10,000	£10,000	£10,000	£10,000	£10,000
If you are unable to use your pre-paid ski pack	£25 per 24 hours up to £200	£25 per 24 hours up to £200	£25 per 24 hours up to £200	£25 per 24 hours up to £200	£25 per 24 hours up to £200	£25 per 24 hours up to £200
If your wintersports equipment is lost, stolen or damaged	£500	£500	£500	£500	£500	£500
If your wintersports equipment is delayed by 12 hours	£500	£500	£500	£500	£500	£500
If you need to hire wintersports equipment if yours is damaged whilst in use	£500	£500	£500	£500	£500	£500
If your hired wintersports equipment is lost, damaged or stolen	£250	£250	£250	£250	£250	£250
If your ski lift pass is lost or stolen	£50	£50	£50	£50	£50	£50
If an avalanche occurs	£150	£150	£150	£150	£150	£150
If there is no snow	£200	£200	£200	£200	£200	£200
Gadget Insurance Extension	£1,000 (optional)	£1,000 (optional)	£1,000 (optional)	£1,000 (optional)	£1,000 (optional)	£1,000 (optional)
Financial Failure and Force Majeure	£3,000 (optional)	£3,000 (optional)	£3,000 (optional)	£3,000 (optional)	£3,000 (optional)	£3,000 (optional)
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