Backpacking offers an authentic experience, which guarantees to open your eyes to new places, different cultures and intriguing ways of life worlds apart from what you know. Backpacking creates memories that last a lifetime- not to mention amazing Instagram pictures! It’s an opportunity to be spontaneous and try new things.
With so many places to travel to, planning your trip can sometimes feel a little overwhelming. That’s why we’ve done the hard part for you and created a backpacker index to offer some inspiration (you’re welcome!).
Whether you’re off for a year travelling to discover yourself, to work abroad, or just for an extended holiday, The Alpha Backpacker Travel Insurance policy is perfect for you. From scuba diving in Malaysia to exploring the Australian outback, no matter where you are, we’ve got you covered.
With so many different policies out there, it can sometimes get confusing trying to find the right one for your trip. Backpacker insurance (also known as Long stay) is unique, providing cover for those travelling across multiple destinations from 1 to 24 months (depending on the insurer). This policy allows you to be flexible, unlike ‘Annual’ or Multi Trip policies, where the maximum trip duration is 31 days and each trip must start and end in the UK. The Backpacker policy provides cover for cancellation, curtailment, emergency medical attention, repatriation, personal possessions and activities. So, if you want to explore the world without restriction then this is the perfect policy for you.
Even if you’re planning on staying in hostels and living on a budget, backpacking isn’t cheap. In fact, it’ll probably use up most, if not all of your savings. And, when it comes to accidents abroad or personal belongings being stolen, you probably think, ‘that’ll never happen to me.’ However, the reality is sometimes unpredictable incidences do happen, and if you don’t have cover, then it’s bad news for your bank balance.
Backpackers are like snails – (we mean that in a loving way -) you’re literally carrying your life on your back, and if that’s lost or stolen, you’re left with nothing. Modern day backpackers don’t just carry around a toothbrush and a couple pairs of socks, they’re often equipped with the best (and expensive) gadgets- which aren’t cheap to replace.
Think about it, why wouldn’t you get insurance? Protect yourself and your belongings - your wallet will thank us.
>Backpacking trips are all about adrenaline fuelled activities and excursions, so make sure you consider this when buying your insurance policy. Our Backpacker insurance policies offer four different activity packs, with pack 1 being included as standard. Alpha also offer other extensions, which you can add on to your policy depending on your itinerary. These include optional cover for: your phone and other gadgets; for financial failure of your tour company; and add a stop-over extension if you've got any connecting flights.
The backpacker policies cover you for up to a 24-month duration (which is more than the usual 18 months standard of other travel insurers), and also allow you to take two trips home of up to 21 days, without invalidating your policy!
All of our Backpacker Travel Insurance policies include the following benefits
One of the best features of the Backpacker policy, is the flexibility when it comes to your excess. You choose how much you want to pay towards a claim, whether it’s £175 or absolutely nothing. This being said, it’s important to bear in mind that the more you pay for your policy now, the lower your excess will be, which will save money in the event of a claim.
There are a number of benefits to our Backpacker insurance policy
When you tell people you’re going backpacking, you’re sure to be bogged down with advice, a lot of which you’ll probably have forgotten by the time you’ve reached the airport. So, we’ll keep it short and sweet, with five things to take note of when you’re off on your adventure.
Am I covered if I want to come home for a couple of weeks?
We understand you want to make the most out of your backpacking trip, but every now and then you may want to be back in the comforts of your own home. With our Backpacker Travel Insurance, you are able to take two trips home of up to 21 days each, without your policy becoming invalid.
Am I covered if any valuables get stolen?
Your policy will provide up to £1,500 if your possessions are lost stolen or damaged, with inner limits for things like Jewellery and watches. If you want to protect your gadgets as well, you’ll need to add out dedicated Gadget Extension to your policy, which will provide cover up to the value of £1,000. For more information click here.
I’m limited on how much I can take with me; do I need to bring all my policy documents?
No, you don’t have to bring everything with you. Make sure you have your Schedule of Insurance (the document with your personal details listed), policy number and emergency numbers noted. If you have declared any medical conditions, bring your Medical Declaration document with you, in case you need any medical assistance abroad. All this information can be shown on your phone rather than printed if you need to save room.
Do I need to have booked a returned flight home to make a claim?
No- providing that, in the event of a claim, you can prove that you haven’t emigrated and that you will be returning to the UK, then you do not need a retuned flight booked to purchase our cover
Can I extend my Backpacker policy?
You can get cover for up to 24 months with the Backpacker insurance policy. As long as the duration of your trip is not more than this, then yes, you can contact us and extend your cover. However, after two years of travelling, you would be unable to extend your policy further and would have to take out cover with a new insurer.
Alpha Travel Insurance is a trading name of Travel Insurance Facilities Plc, which is authorised and regulated by the Financial Conduct Authority FRN306537. tifgroup is trading name of Travel Insurance Facilities Plc registered in England No. 3220410. tifgroup; all rights reserved. Registered Office: 1 Tower View, Kings Hill, West Malling, ME19 4UY