Gadget Travel Insurance

A growing number of travellers are choosing to take their gadgets with them on holiday. Whether it's relaxing by the pool with an iPod on a two week sunshine break, or taking a tablet to stay connected with loved ones back home on a gap year adventure... so how would you feel if your gadgets ended up getting lost, stolen or damaged whilst away? For an additional premium you can now add gadget cover to your policy.

Our specialist insurance for gadgets gives you complete peace of mind. This part of your policy is arranged by Bastion Insurance and comes with a range of benefits including those below:

• Cover for repairing or replacing damaged, lost or stolen gadgets up to the value of £1,000 - ideal for all of the most common gadget people take away with them;
• Reimbursement for unauthorised calls or downloaded data if your mobile phone is used fraudulently - something that becomes an often overlooked area of protection and support;
• Electrical or mechanical breakdown cover outside of the manufacturer's guarantee period - giving you complete peace of mind to enjoy your technology on holiday;
• Accidental damage - one of the most common claim areas for cameras, phones and other travel tech;
• Gadget cover can be added on to any Alpha policy;
• Includes cover for mobile phones (including iPhone), iPads, tablets, e-readers, satellite navigation systems, cameras, portable DVD players, portable handheld games consoles and much more!

Before purchasing this gadget extension please ensure you are aware that:

• There is no cover if your gadget/s were purchased second hand.
• There is no cover if you cannot provide a valid proof of purchase and /or evidence of ownership (see your policy wording document for further details).
• You must have purchased your gadget in the UK
• There is no cover if your gadget/s are more than 36 months old when you start your trip.

What do Alpha Travel Insurance policies cover?

Our range of Alpha Travel Insurance policies all include the following as standard:

• A flexible choice of excess without sacrificing cover, meaning that you can get the protection you need at the price that suits you the best;
• £10 million emergency medical expenses including air ambulance and repatriation, providing full peace of mind regarding your expenses however serious the medical requirement may be;
• A Doctor managed emergency medical helpline, available 24/7 for expert advice at any hour of the day;
• Cover for baggage, cancellation, personal liability and legal expenses;
• Cover for over 300 activities, with more than 100 included FREE in every policy;
• 14 day cooling off period if you find the policy does not meet your requirements.

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Gadget travel questions

You may still have a few questions about gadget cover for your next trip and some of the below are common questions that we can help with:

Why do I need gadget insurance?

Gadget insurance is an important addition to any trip, but especially those of a longer duration as many of us choose to take our smartphones away with us on holiday to capture our holiday snaps but also keep in touch with loved ones back home. Should your phone be lost, stolen or damaged the devices alone can cost £500 if not more to replace and your holiday snaps... well they are irreplaceable. This is why it is important to have suitable gadget insurance cover on your travel insurance policy to ensure your technology is safe whilst on your travels.

What does gadget insurance cover?

Alpha's gadget insurance offers protection and peace of mind for a wide range of technology with insurance cover for iPads, cover for your mobile phone whilst abroad, sat-navs, e-readers, iPods and much more.

What to look for when buying gadget insurance

To ensure your gadgets are fully protected whilst you are on holiday it is important to have the right cover in place, but what exactly do you need to look for?

Firstly consider how much it would cost to replace your gadget should it be lost, stolen or damaged - is the amount of gadget insurance available high enough to cover the cost of this? Also take a look to see if there is a maximum claim value per item or not - Alpha's gadget insurance has no single item limit!

Does it cover things such as loss, theft, accidental loss, water and liquid damage? Think about what elements you need your gadget to be covered for and check what is included in the policy.

How do I make a claim on my gadget insurance?

If you need to make a claim on the gadget insurance section of your Alpha Travel Insurance policy, then you'll need to check your policy wordings as to whether your gadget extension is provided by Supercover or Bastion, then contact the relevant department by following the options on our claims line: 0203 824 0705

In the event of a claim, you will need to notify us as soon as possible, within 28 days of the incident occurring. You'll get advice and assistance regarding making your gadget claim.

Full details regarding your gadget cover can be found within your policy wording.

Please note that you may already have cover for your gadgets under the 'All Risks' section on your home insurance. We recommend checking your home insurance policy documents as well to ensure that you have adequate cover in place for your individual travel and gadget needs.

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