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Compare Cover Levels

Alpha Travel Insurance products have been designed with one goal in mind - to provide you, the traveller with the protection you need for your trip, at an affordable premium, in a straightforward and easy to understand manner. This is why all Alpha Travel Insurance policies provide you with the same levels of cover.

We have developed the comparison tables below to best illustrate the variety of policies that we offer.

Rather than reduce cover to provide lower premiums, we calculate your premium based on the level of excess that you choose, £175, £150, £100, £75, £50 or £0. Our policies are named appropriately Alpha 175, Alpha 150, Alpha 100, Alpha 75, Alpha 50 and Alpha Zero. In essence, the more you pay up front, the less you'll pay in the event of a claim, and vice versa.

Please select the policy type in the tabs below then use the left and right scroll arrows (or just swipe across if you're on a mobile device) to view all policy excess options.

 

Single Trip & Multi Trip

CoverBenefitExcess
If you are unable to go on your trip£1,250Dependent on your chosen policy
If you are delayed - per 12 hours£20£0
If you are delayed - maximum£160£0
If you decide to abandon your travel plans£1,250Dependent on your chosen policy
If you miss your departure£500Dependent on your chosen policy
If you miss your connection£500Dependent on your chosen policy
If you have to cut short your trip£1,250Dependent on your chosen policy
If you need emergency medical treatment abroad£10,000,000Dependent on your chosen policy
if you need to be brought home£10,000,000Dependent on your chosen policy
Additional accommodation and travelling expenses£10,000,000Dependent on your chosen policy
If you are buried or cremated abroad£2,000£0
If your body or ashes need to be brought home£25,000£0
If you are admitted to a hospital or confined to your trip accommodation - per 24 hours£25£0
If you are admitted to a hospital or confined to your trip accommodation - maximum£1,000£0
If your checked-in baggage is delayed£150£0
If your valuables are lost, stolen or accidentally damaged£500Dependent on your chosen policy
Valuables - Single item limit£250Dependent on your chosen policy
If your other possessions are lost, stolen or accidentally damaged£1,500Dependent on your chosen policy
Other possessions - Single item limit£250Dependent on your chosen policy
If your cash is lost or stolen£300Dependent on your chosen policy
If you need emergency travel documents£400£0
If you are killed, injured or disabled following an accident£10,000£0
if you are held legally liable for injury or damage£2,000,000Dependent on your chosen policy
if you need legal advice£15,000Dependent on your chosen policy

Longstay

CoverBenefitExcess
If you are unable to go on your trip£1,250Dependent on your chosen policy
If you are delayed - per 12 hours£0£0
If you are delayed - maximum£0£0
If you decide to abandon your travel plans£0£0
If you miss your departure£0£0
If you miss your connection£0£0
If you have to cut short your trip£1,250Dependent on your chosen policy
If you need emergency medical treatment abroad£10,000,000Dependent on your chosen policy
if you need to be brought home£10,000,000Dependent on your chosen policy
Additional accommodation and travelling expenses£10,000,000Dependent on your chosen policy
If you are buried or cremated abroad£2,000£0
If your body or ashes need to be brought home£25,000£0
If you are admitted to a hospital or confined to your trip accommodation - per 24 hours£25£0
If you are admitted to a hospital or confined to your trip accommodation - maximum£500£0
If your checked-in baggage is delayed£150£0
If your valuables are lost, stolen or accidentally damaged£500Dependent on your chosen policy
Valuables - Single item limit£250Dependent on your chosen policy
If your other possessions are lost, stolen or accidentally damaged£1,500Dependent on your chosen policy
Other possessions - Single item limit£250Dependent on your chosen policy
If your cash is lost or stolen£0£0
If you need emergency travel documents£400£0
If you are killed, injured or disabled following an accident£10,000£0
if you are held legally liable for injury or damage£2,000,000Dependent on your chosen policy
if you need legal advice£15,000Dependent on your chosen policy

Wintersports

CoverBenefitExcess
If you are unable to go on your trip£1,250Dependent on your chosen policy
If you are delayed - per 12 hours£20£0
If you are delayed - maximum£160£0
If you decide to abandon your travel plans£1,250Dependent on your chosen policy
If you miss your departure£500Dependent on your chosen policy
If you miss your connection£500Dependent on your chosen policy
If you have to cut short your trip£1,250Dependent on your chosen policy
If you need emergency medical treatment abroad£10,000,000Dependent on your chosen policy
if you need to be brought home£10,000,000Dependent on your chosen policy
Additional accommodation and travelling expenses£10,000,000Dependent on your chosen policy
If you are buried or cremated abroad£2,000£0
If your body or ashes need to be brought home£25,000£0
If you are admitted to a hospital or confined to your trip accommodation - per 24 hours£25£0
If you are admitted to a hospital or confined to your trip accommodation - maximum£1,000£0
If your checked-in baggage is delayed£150£0
If your valuables are lost, stolen or accidentally damaged£500Dependent on your chosen policy
Valuables - Single item limit£250Dependent on your chosen policy
If your other possessions are lost, stolen or accidentally damaged£1,500Dependent on your chosen policy
Other possessions - Single item limit£250Dependent on your chosen policy
If your cash is lost or stolen£300Dependent on your chosen policy
If you need emergency travel documents£400£0
If you are killed, injured or disabled following an accident£10,000£0
if you are held legally liable for injury or damage£2,000,000Dependent on your chosen policy
if you need legal advice£15,000Dependent on your chosen policy
If your ski resort is closed - per 24 hours£20£0
If your ski resort is closed - maximum£200£0
If you are unable to use your pre-paid ski pack£1,250Dependent on your chosen policy
if you need to hire winter sports equipment£500Dependent on your chosen policy
if your owned or hired winter sports equipment is lost, stolen or accidentally damaged£500Dependent on your chosen policy
If your ski pass is lost or stolen£250Dependent on your chosen policy
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