What is excess? (Learn the different levels and what it means)

Know Your Excess

Paying a few pennies more now, really could save you hundreds in the event of a claim.

What is an excess?

The excess on a policy is the amount you will be asked to contribute in the event of a claim. The trick is to be savvy when deciding which excess you choose; you’ll have to weigh up whether you’re happy to pay a couple of pounds more now for a lower excess if you need to claim, or whether you’d prefer to pay a larger excess if you claim to save a bit on your policy now. The choice is yours.

Now you know your excesses, go ahead and get your quote!

Alpha Travel Insurance is a trading name of Travel Insurance Facilities Plc, which is authorised and regulated by the Financial Conduct Authority FRN306537. tifgroup is trading name of Travel Insurance Facilities Plc registered in England No. 3220410. tifgroup; all rights reserved. Registered Office: Suite 12, 20 Churchill Square, Kings Hill, West Malling, Kent, ME19 4YU. All policies offered are on a non-advised basis.

Ɨ Please note, Alpha’s online prices automatically include a 15% discount against our Customer Service Centre prices. This is discounted from our core policy price before you add any additional cost of optional extensions or additional medical premium.
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* For full pricing, discount and reviews T&Cs please click here
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The Foreign, Commonwealth and Development Office has up-to-date advice on staying safe abroad, see gov.uk/foreign-travel-advice. FCDO Travel Advice can change so check regularly for the latest information and sign up to email alerts for your destination. For more general travel information, visit the FCDO Travel Aware website at travelaware.campaign.gov.uk.